RSU Tax & Cost Basis Calculator

Calculate vesting taxes, track cost basis for capital gains, and plan your tax bill

Calculate Your RSU Tax Liability

Build a full vesting schedule and estimate taxes using your actual grant details. If you're signed in, we can reuse your federal and state tax rates from your Account profile.

RSU inputs

Model your RSU grants, vesting schedule, and taxes in one view.

Company sharesSearch our symbol list to find your company.Select a company symbol.

Current stock priceAuto Populated from live price when available. You can override.Enter a current stock price to calculate values.

Withhold rateDefault withholding is 22% for RSUs.

Sale price (optional)Enter a different sale price to calculate capital gains/losses. Leave blank to use current price.

Capital gains rateUse 15% for long-term (1+ year holding), or your marginal rate for short-term.

RSU grants

Add grants and customize vesting structure and cadence.

Grant 1

Grant date

Shares granted

Grant price

Vesting structure

Vesting cadence25/25/25/25 means 25% year 1, 25% year 2, 25% year 3, 25% year 4. quarterly cadence.

RSU refreshers

Add recurring annual refreshers that stack on top of your base grants.

Enable annual refreshers (new grant each year)

Common refresher pattern: annual grants that vest over 4 years, often quarterly.

Tax rates

Use your account rates or enter custom values.

Federal marginal rate

State income tax rate

Calculate results

Calculate vesting schedule, taxes, and the unvested balance chart.

Complete all required fields to enable calculation.

Results

Fill in all fields and click Calculate to see your vesting schedule and charts.